Capstone Investments – Oct 7 2026

By Bryce Pease CFP® Accredited Investment Fiduciary® Casey Morris CFP® Capstone Pacific Investment Strategies, Inc. California, Colorado, Nebraska

This is the last of four articles about using artificial intelligence (AI) for financial advice.  Last time we talked about current limitations of AI advice.  This time we’re giving examples of when advice can be helpful. 

The media often likes to portray financial goals as the same choices on a menu that everyone has to select: Retire by a specific age, travel a certain amount, leave a legacy for your children.  But that’s just surface level stuff.  A person’s real financial goals are much more complex.  Like this:

“I need to retire so I have more time to take care of my disabled sister, but I’m afraid I won’t have the money to do that and still accomplish my bucket list.”

“I’ve always dreamed of seeing the small village in Germany where my great-grandparents got married, but inflation and market volatility make it feel impossible.”

“I want to leave my family a legacy, but my oldest child has passed away leaving two kids of his own behind, my second lives in a different state, and my youngest isn’t good with money, so I don’t know how to divide my assets evenly between all of them.”

It’s these situations, these needs, these dreams, that require not just information, but advice.  And not just any advice, but advice truly specific to you. AI is an exciting tool.  A tool that has come on by leaps and bounds in recent years.  A tool that will undoubtedly play a major role in society over the years to come.  But while it has plenty of uses, remember that all tools must be used carefully, thoughtfully, and only in the right situations.  Just as a wrench can’t replace a hammer, and a hammer can’t function as a saw, AI is excellent for information and organization. 

But it’s not the best thing to turn to for financial advice.  At least not yet.  We are looking forward to the future of AI in the financial world and the tools it will provide to help financial advisors better serve the public and their clients.

Casey and Bryce

Phone (626) 915-7006

      Or (402) 207-5383

Email: bpease@capstonepacificinc.com

Website: www.capstonepacificinc.com