Capstone Investments – Sept 23, 2026

By Bryce Pease CFP® Accredited Investment Fiduciary® Casey Morris CFP® Capstone Pacific Investment Strategies, Inc. California, Colorado, Nebraska

Last time we talked about whether or not it’s a good idea to use AI (artificial intelligence) to manage your finances. We currently believe the best and most reliable way to apply AI to your personal finances is to treat it like a more in-depth, conversational Google search.  It’s an excellent way to: Get a quick answer to a question “What age can I start taking Social Security benefits?”  Search for resources “Show me some resources that will help find, purchase, and then manage a vacation home.”  Check your thinking “I’ve heard that the cheapest day to fly to Europe is on Wednesday.  Is that true, or is there more I should know?”

AI is also great for organizing, filtering, and finding data.  For example, let’s say you wanted to build a budget for an upcoming vacation.  You could prompt AI with the amount of money you have available to spend along with a list of places you wanted to see and activities you want to do, and have it organized into a spreadsheet with every expense broken down and itemized.  With AI, you can also have it summarize a document, pull data out of a report, or ask it to compare different financial choices. 

With all that said, AI has some very definite flaws and limitations, which is why it shouldn’t be overly-relied on when it comes to finances.  For one thing, AI is infamously prone to something called “hallucinations.”  This is when a chatbot generates information that is inaccurate or just plain made up.  It doesn’t happen all the time, but it does happen enough to make AI less reliable than the average encyclopedia.  AI is also great for organizing, filtering, and finding data.  More on this in our next article. 

Don’t forget Pioneer Clubs for ages 4 through 17 begins next Wednesday the 30th at First Christian Church in Hebron.  All are invited for supper at 6pm with the Club opening and adult bible study beginning at 6:30.  Our third place winner in this years’ talent show, Jenna , will be performing at Club opening so be sure not to miss it!

Casey and Bryce

Phone:  626-915-7006  Online: 

capstonepacificinc.com  Email: 

info@capstone

pacificinc.com

Any mention of a particular security or type of security is not a recommendation to buy or sell that security.